Seller's Net Sheet

What is a seller's net sheet?

A seller's net sheet is a simple breakdown showing a homeowner roughly how much they'll walk away with after selling their home. It starts with the sale price and subtracts commissions, closing costs, and the mortgage payoff. Agents use it at listing presentations to set realistic expectations.

What costs are included in a net sheet?

A typical net sheet includes the agent commission, closing costs, repair credits or concessions, and the remaining mortgage payoff. You can also add HOA transfer fees, title insurance, and taxes depending on your market. The tool lets you adjust each line so the estimate matches your transaction.

How accurate is an estimated net sheet?

A net sheet is an estimate, not a guarantee — final numbers depend on the actual sale price, negotiated credits, and closing-day payoffs. It's accurate enough for a seller to understand their likely proceeds and make a listing decision. Always confirm the final figures with your title company or escrow officer before closing.

When should I give a seller a net sheet?

Bring a net sheet to the listing presentation, before the seller decides on a price or signs with you. It turns an abstract sale price into a concrete take-home number, which is often what actually moves a seller to list. Update it if the offer price or terms change during negotiations.

Do net sheet costs vary by state?

Yes — transfer taxes, title fees, and customary closing costs differ by state and even by county. Some states charge the seller for title insurance while others pass it to the buyer. Enter the costs that match your local market so the estimate stays realistic.

Can I brand the net sheet with my details?

Yes — you can copy the result or export it as a PDF and drop it into your own branded template before sharing with a seller. Add your logo, headshot, and contact info so the document looks like it came from you. It's a small touch that reinforces your value at the listing table.